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Frequently Asked Questions

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What is—a division of Infogroup—has been helping businesses make faster, more informed credit decisions for over 40 years. enables its clients to quickly obtain credit and business information on 15.5 million U.S. & Canadian businesses, including privately owned, small, or hard-to-find companies. Business Credit Reports and UCC lists from include all the valuable data needed to efficiently evaluate the financial stability of your customers and prospects.’s parent company, Infogroup, is a marketing services and analytics provider that delivers best in class data-driven customer-centric technology solutions. Our data and software-as-a-service (DaaS & SaaS) offerings help clients of all sizes, from small companies to FORTUNE 100™ enterprises, increase their sales and customer loyalty. Infogroup provides both digital and traditional marketing channel expertise that is enhanced by access to our proprietary data on 235 million individuals and 24 million businesses, which is distributed real-time to our clients. For more information on Infogroup’s marketing and data solutions, visit

How does compile its data? compiles its business data in-house from a wide variety of sources, such as:

  • New business filings
  • Daily utility connections
  • Press releases
  • Corporate websites
  • Annual reports
  • User-generated feedback
  • Secretaries of State and other governing bodies of the various states
But we don’t stop there. To ensure your data is accurate, up-to-date, and complete, we make over 24 million calls each year.

How accurate is your data? goes above and beyond the industry standard to ensure the data you access is as accurate and complete as possible. In fact, we invest over $20 million annually and employ over 300 full-time researchers to compile and verify the information in our databases.

It’s this attention to detail that delivers consistently higher levels of accuracy and deliverability over the competition. In fact, our most recent competitive audit conducted by the University of Nebraska–Omaha found an accuracy level of 96.1% for company name, address, and phone number.

But we also recognize that no database can be perfect. Businesses are constantly closing, executives moving, and credit status changing.

How do you assign business credit scores? has developed a sophisticated model to assign credit scores to most of the 24 million businesses in our database. Our model considers information such as number of employees, years in database, industry stability and barriers to entry, census data, payment data, and other critical factors to arrive at credit scores that are practical, statistically sound indicators of probability to pay.

How can I use business credit reports in my business?

The uses for the data we compile are virtually limitless. For example, you can use this information to:

  • Help make efficient decisions on extending lines of credit
  • Locate data on businesses in the U.S. and Canada including small and privately-owned businesses
  • Verify the existence of a business
  • Identify headquarter locations and lines of business
  • Search for businesses by location, type of business, ownership and more
  • Stay up-to-date on news about your clients and prospects

The list goes on and on! is your single best tool for business credit and research needs.

What are the limitations of credit ratings?

Assigning Business Credit Scores to businesses is not an exact science. Even though we use the most sophisticated models and algorithms to predict the credit worthiness of a business, it is still not a fool-proof process.

How can I try

See for yourself why businesses rely on everyday to help them make informed business credit decisions. For a complimentary trial of’s Business Credit Reports please call us at 800.993.5323 or complete this form and we will be happy to set up your free trial.

Can I see an example of a Business Credit Report?

Yes. A Sample Business Credit Report is available online so you can see all of the available types quickly and easily.

How much does cost? has several packages to meet the needs of your business. Please contact us at 800.993.5323 for additional information about our pricing or visit our pricing page to learn more.

What are the terms of a subscription?

Your subscription agreement is effective for 12 to 36 months depending on the package you select. Customized packages for your business are also available. At the end of your subscription period, and on each subsequent annual anniversary of the invoice date, your subscription will be renewed at the current rate.

What are my payment options for a subscription?

You have two payment options for your subscription:

  • One-Time Annual Payment – You can choose to pay an annual subscription fee at the time of order.
  • Monthly Payments – You can authorize to charge your credit card every month that you are a subscriber.
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What do I do if I forgot my password?

You can change or reset your password by providing your username or by calling us at 800.993.5323 and we’ll be happy to assist you.

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Call 800.993.5323 to speak with an expert or to start your Free Trial today.